Principal Financial Advisor
415 N. McKinley Street, Suite 1045
Little Rock, AR 72205
After growing up in Texas, Brad graduated from Baylor University in 2006 (BBA, Finance & Real Estate) where he met his wife Dr. Elizabeth Raines who is an Audiologist at the Arkansas Children’s Hospital. They have three boys and a girl, Grayson (2010), Graham (2013), Kate (2015), and Jack (2018) which means there is never a dull moment.
Brad began his investment career in Little Rock, AR in 2007. After working with a national brokerage firm for 3 years, Brad took his practice independent to provide his clients with unbiased, low-cost, and academic-based financial advice. In 2010, Brad decided to specialize by working with high-income clientele after realizing that the financial and investment decisions those clients make during their working years will define their retirement years.
Brad began working with medical students, residents, physicians and other high income medical professionals by providing guidance on effective student loan or debt management and efficient management of their personal finances through education and current technology. In 2013, Brad founded Applied Capital, a Registered Investment Advisor (RIA) firm focused on providing an efficient platform for competent and ethical advisors to better serve their clients. By 2015, Applied Capital opened a second office on the historic Music Row in Nashville, TN. A North Little Rock, AR office was added in 2018 when Applied Capital became the partner and eventual succession plan for a like-minded investment firm with a similar investment philosophy.
Whether he is working with physicians, professionals, business owners or retirees, Brad takes the time to understand his client’s entire financial picture so he can create a customized plan to meet their unique needs. Prioritizing quality over quantity, Brad is focused on building a financial practice with the freedom to spend a generous amount of time working with each client to develop long-term relationships. Under the fee-based compensation structure, Brad's financial motivation is directly and transparently linked to the performance of his client’s accounts and realization of their financial goals.
Brad holds the Series 7 and 66 FINRA licenses, to go along with his life, health and long term care insurance licenses. Brad is currently working on attaining the CFP accreditation as well.
Brad and Elizabeth both grew up playing sports, and Brad also worked with the Baylor Men’s Basketball Team for 2 years in college. While Brad still has a young heart, his old knees have slowed down his playing and relegated him to coaching all his kid’s basketball teams while teaching them and their friends all the life lessons they can learn through sports. Brad also enjoys fishing (even when nothing is biting), any new technology, a good crawfish boil, and spending time outdoors with family and friends. With 3 boys, Brad can enjoy plenty of “dude time”, but one of his favorite things is listening to his little princess Kate talking endlessly about anything and everything just because she has a willing audience. While his kids mean the world to him, Brad knows how important it is to lead his family by example with God at the forefront followed by Elizabeth, and then the kids.